Quarterly · Q2 2026
Financial Integrity Report
The numbers behind the trust. Reconciliation accuracy, control failures, journal corrections and customer-funds attestation — independently audited, published every quarter.
Headline metrics
Q2 2026 · all numbers
Reconciliation accuracy
100.000%
Daily 3-way match across platforms, treasury and GL · 90 days clean
Control failures (SOC 2)
0
Independent observation window Apr 1 – Jun 30 2026
Journal corrections
11
All net-zero misallocations across entities · auto-caught at reconciliation
Customer-funds break days
0
Client funds reconciled to bank statements every business day
Median close cadence
T+3
Down from T+4 in Q1 · target T+1 by Q4
Disputed transactions
€38.4k
Of which €31.2k recovered in-quarter · 81.3% win rate
Independent attestations this quarter
| Engagement | Auditor | Scope | Outcome |
|---|---|---|---|
| Customer-funds segregation | Mazars LLP | Q2 2026 quarterly attestation · ISAE 3000 | Unqualified opinion · zero exceptions |
| SOC 2 Type II continuous | Schellman & Co. | 12-month observation window · all five TSCs | Zero findings · 47 controls in scope |
| AI decision logging (EU AI Act) | Internal · independent QA | 100% of money-moving model decisions · Apr–Jun | Coverage verified · 12s latency P95 |
| PCI DSS scope reduction | Coalfire | Tokenisation of platform billing instruments | Scope reduced to SAQ-A · re-attested Jun 18 |
What we said last quarter, what we shipped
- Done · Continuous SOC 2 evidence pipeline — replaced quarterly screenshot harvest.
- Done · FX corridor consolidation reduced corridor leakage by 34% MoM.
- Done · Customer-funds attestation moved from annual to quarterly cadence.
- On track · T+1 close target — currently T+3; will hit Q4 2026 as planned.